What is the HTH Business Traveler plan?

The Business Traveler plan is blanket coverage; there is no need to submit and maintain member rosters, which makes it very easy for companies to administer. Download a brochure Here.

What does the HTH Business Traveler plan cover?

The benefits are rich; the plan covers everything from medical evacuation and hospitalization to treatment for a sore throat or an upset stomach.

Who will this plan cover?

The coverage is flexible; the plan covers people whenever they are outside their home country. The plan can cover employees coming into the US, traveling outbound from the States, or traveling from one non-U.S. country to another.

What trip length is covered under this plan?

The plan covers all international trips, as long as no single trip is longer than 180 consecutive days.

Is there a deductible?

No.

Are spouse and dependents covered under this plan?

Yes, coverage for spouse and dependents is available.

What is Sojourn Coverage?

Sojourn benefit covers leisure trip(s) directly connected before, after or during a business trip. Sojourn coverage is available.

Is there a pre-existing exclusion on this policy?

There is a 6 month waiting period for a medical condition for which medical advice, diagnosis, care, or treatment was recommended or received during the 6 months immediately preceding the group effective date. This exclusion is waived for US outbound travel. If requested, this exclusion can be removed from the policy for an additional fee.